Private Health Insurance

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Most Americans are covered by private health insurance, which they either obtain through employment or purchase individually. Insurance premiums-the payments made to buy that coverage by enrollees or by other parties on their behalf-are high and ris…

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    Om Private Health Insurance

    Most Americans are covered by private health insurance, which they either obtain through employment or purchase individually. Insurance premiums-the payments made to buy that coverage by enrollees or by other parties on their behalf-are high and rising. The Congressional Budget Office and the staff of the Joint Committee on Taxation (JCT) projected that in 2016, the average premium for an employment-based insurance plan will be about $6,400 for single coverage and about $15,500 for family coverage. Average premiums for coverage purchased individually (in what is called the nongroup market) are also high-but not quite as high as average employment-based premiums, mostly because nongroup coverage is less extensive and thus requires enrollees to make higher out-of- pocket payments when they receive care. This book reviews the factors affecting premiums, federal policies and tax credits in private health insurances.

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    Spesifikasjoner

    Format
    E-Bok
    Kopisperre
    Teknisk DRM
    Filformat
    PDF
    Utgivelsesår
    2016
    Forlag
    Nova Science Publishers
    Språk
    Engelsk
    ISBN
    9781536103236
    Sider
    111