‘A step-by-step guide to help us make the most of our money. This easy-to-follow book will give us all a simple toolkit to make our money go further, feel more in control and build security and freedom.’ Holly Mackay, Founder and CEO of Boring Money

‘The secret to a future of financial freedom is to break bad money habits and develop better ones. In this book, Rob shows you how.’ Mike Harris, Founder of First Direct and Egg

Achieve financial freedom with three money habits – earn it, keep it, and grow it. Use this book as your toolkit to make your money work for you. Whether you’re managing debt, saving for a rainy day, or investing in your future, this proven approach to financial planning makes complex money concepts easy to understand.