Saving and Spending is an English nonfiction reader aimed at students in Grades 1-2. Through vibrant, lively images combined with clear informational text, young learners are introduced to the principles of money management-distinguishing between needs and wants and making wise spending decisions. This high-interest book strengthens financial literacy while building vocabulary and reading skills. Teachers and parents can incorporate it into math or social studies units, use it for guided reading, or prompt at-home discussions about budgeting and saving.

• Teaches the difference between needs and wants to support informed decision-making
• Encourages wise spending and saving behaviors in real-world contexts
• Reinforces reading comprehension and terminology through clear, informational text
• Combines images and text to support understanding of financial concepts
• Useful for classroom money units, guided reading, writing reflections, and family budgeting conversations